This online payment system is provided
by Regal Jewellers. Regal Jewellers may update these terms from time to time and
any changes will be effective immediately on being set out here. Please ensure
you are aware of the current terms. The country of domicile for Regal Jewellers is India.
Please read these terms
carefully before using the online payment facility. Using the online payment
facility on this website indicates that you accept these terms. If you do not
accept these terms do not use this facility.
All payments are
subject to the following conditions:
The description of
services of match making are specific to your need when you log in with your
unique password. For payments, please refer to the scheme plan.
All Fees quoted are in
Indian Rupees. Regal Jewellers reserves the right to change the fees at any
time.
• Your payment will
normally reach the Regal Jewellers account to which you are making a payment
within two working days.
• We cannot accept
liability for a payment not reaching the correct Regal Jewellers account due to
you quoting an incorrect account number or incorrect personal details. Neither
can we accept liability if payment is refused or declined by the credit/debit
card supplier for any reason.
• If the card supplier
declines payment the Regal Jewellers is under no obligation to bring this fact
to your attention. You should check with your bank/credit/debit card supplier
that payment has been deducted from your account.
• In no event will the
Regal Jewellers be liable for any damages whatsoever arising out of the use,
inability to use, or the results of use of this site, any websites linked to
this site, or the materials or information contained at any or all such sites,
whether based on warranty, contract, tort or any other legal theory and whether
or not advised of the possibility of such damages.
• If the Customer
leaves the Regal Jewellers App before they complete their service period, there
shall be no entitlement to a refund of paid service fees.
• Refunds, if
applicable, at the discretion of the Management, will only be made to the
debit/credit card used for the original transaction. For the avoidance of doubt
nothing in this Policy shall require the Regal Jewellers to refund the Fees (or
part thereof) unless such Fees (or part thereof) have previously been paid.
MERCHANT reserves the
entire right to modify/amend/remove this privacy statement anytime and without
any reason. Nothing contained herein creates or is intended to create a
contract/agreement between Regal Jewellers and any user visiting the Regal
Jewellers website or providing identifying information of any kind.
If you wish to stop any
further sms/email alerts/contacts from our side, all
you need to do is to send an email: info@regaljewellers.net with your
mobile numbers and you will be excluded from the alerts list.
Please visit Our Contact Us Section
Regal Jewellers built
the Regal as Akshaya Nidhi Scheme Customer app as a Free
app. This SERVICE is provided by Regal Jewellers at no cost and is intended for
use as is.
This page is used to
inform website visitors regarding our policies with the collection, use, and
disclosure of Personal Information if anyone decided to use our Service.
If you choose to use
our Service, then you agree to the collection and use of information in
relation to this policy. The Personal Information that we collect is used for
providing and improving the Service. We will not use or share your information
with anyone except as described in this Privacy Policy.
The terms used in this
Privacy Policy have the same meanings as in our Terms and Conditions, which is
accessible at Regal as Akshaya Nidhi Scheme unless otherwise defined in this
Privacy Policy. For more check Regal as Akshaya Nidhi Scheme Terms and
conditions.
For a better
experience, while using our Service, we may require you to provide us with
certain personally identifiable information, including but not limited to Name,
Phone Number, Email ID. The information that we
request will be retained by us and used as described in this privacy policy.
The app does use third party services that may collect information used to
identify you.
We want to inform you
that whenever you use our Service, in the case of an error in the app we
collect data and information (through third party products) on your phone
called Log Data. This Log Data may include information such as your device Internet
Protocol (“IP”) address, device name, operating system version, the
configuration of the app when utilizing our Service, the time and date of your
use of the Service, and other statistics.
Cookies are files with
a small amount of data that is commonly used as an anonymous unique identifier.
These are sent to your browser from the website that you visit and are stored
on your device internal memory.
This Service does not
use these “cookies” explicitly. However, the app may use third party code and
libraries that use “cookies” to collect information and to improve their
services. You have the option to either accept or refuse these cookies and know
when a cookie is being sent to your device. If you choose to refuse our
cookies, you may not be able to use some portions of this Service.
We may employ
third-party companies and individuals due to the following reasons:
• To facilitate our
Service.
• To provide the
Service on our behalf.
• To perform
Service-related services; or
• To assist us in analyzing how our Service is used.
We want to inform users
of this Service that these third parties have access to your Personal
Information. The reason is to perform the tasks assigned to them on our behalf.
However, they are obligated not to disclose or use the information for any
other purpose.
This Service may
contain links to other sites. If you click on a third-party link, you will be
directed to that site. Note that these external sites are not operated by us.
Therefore, we strongly advise you to review the Privacy Policy of these
websites. We have no control over and assume no responsibility for the content,
privacy policies, or practices of any third-party sites or services.
These Services do not
address anyone under the age of 13. We do not knowingly collect personally
identifiable information from children under 13. In the case we discover that a
child under 13 has provided us with personal information, we immediately delete
this from our servers. If you are a parent or guardian and you are aware that
your child has provided us with personal information, please contact us so that
we will be able to do necessary actions.
We may update our
Privacy Policy from time to time. Thus, you are advised to review this page
periodically for any changes. We will notify you of any changes by posting the
new Privacy Policy on this page. These changes are effective immediately after
they are posted on this page.
If you have any
questions or suggestions about our Privacy Policy, do not hesitate to contact
us:
TERMS AND CONDITIONS
●
This scheme will be known as
Akshaya Nidhi, and there will be a scheme known as a monthly collection under
the above-mentioned Akshaya Nidhi scheme.
●
People who wish to join under this
scheme should fill in the relevant application form, and submit it along with
two passport size photos to the Regal Jewellery.
●
The first instalment has to
be paid along with the application.
●
The monthly instalment should
be handed over either in the regal jewelry showroom,
or to the collection agent at the correct dates, and the members should
register the same on the passbook.
●
The amount of gold that is
paid in instalments is calculated according to the rate on the date which is
deposited. At the time of completion/closing of the account, the quantity of
gold is also given to the members along with the offers of the scheme.
●
If the scheme member is
purchasing more gold than the gold weight according to the scheme, the gold
weight and labor charges of the day will be
applicable.
●
Any failure in the
instalments from the members will result in the loss of the offers of the
scheme.
●
At the closure of the
scheme, the purchase of gold coins is not allowed. Only jewelry
can be purchased.
●
At the time of
completion/closure of the scheme, the proportionate bonus and discount will be
availed to the members as a bonus
●
The members can choose the
monthly instalment amount of the Akshaya monthly collection scheme as Rs. 500
or its multiples
● After the duration of the
monthly scheme, the money will not be given back
●
If the member is a minor, the scheme should be operated/ closed
by their parents (father/ mother/ legal guardian).
●
The members have all the
right to choose their nominee. The nominee can continue being in the scheme and
can purchase gold according to their choice, equal to the amount installed
after the duration of the scheme.
●
The members can choose the
monthly instalment amount of the Akshaya monthly collection scheme as Rs. 500
or its multiples
●
After the duration of the
monthly scheme, the money will not be given back
●
If the member is a minor,
the scheme should be operated/ closed by their parents (father/ mother/ legal
guardian).
●
The members have all the
right to choose their nominee. The nominee can continue being in the scheme and
can purchase gold according to their choice, equal to the amount installed
after the duration of the scheme.
● As alluded to in
the application form, the mentioned nominee should submit their proof of
identity. If the nominee is a minor, proof of relationship with the guardian
should be submitted.
●
If there happens any
mistakes or inaccuracies in the passbook, it should be corrected immediately by
contacting the management of the concerned regal showroom. No mistakes or
inaccuracies are allowed at the time of completion/closure.
●
The passbook should be
maintained with care until the completion of the instalment.
●
If the members lost their
passbooks, they should immediately contact the concerned showrooms and take the
appropriate actions
●
If the scheme is closed
before the duration, the first instalment will be considered fine.
●
In terms of any legal issues, the
border (power) will be the Thrissur district.
●
The regal jewelry
holds every right in anything that is not mentioned in this scheme.